For years, I’d ask people at holiday parties, “What are your resolutions for the New Year?” Some people would shrug and some would roll their eyes. A few would sigh and say something about eating better or working out more. About five years ago, I changed the question to, “Do you make resolutions?” Some people would shrug and some would shake their heads. A few, though, would say, “Oh, hell no.”
The word “resolution” seems to either annoy or frighten people. It might do both. This year, more people have said, “I make goals, but not resolutions.” I’m not sure why. Did we stop trusting our resolve? I don’t know. I don’t mind resolutions, but I don’t know that my meager list of plans for the new year really count as such.
I gave this post the title “Dreams for 2015,” although the things I want to do this year aren’t necessarily dream-like activities. They’re certainly do-able. But, I think that’s the point of the naming this blog “Dream Beyond Debt.” I want the dream to feel do-able.
In 2015, I have two goals:
1.) Pay off as much of my student loan debt as possible.
2.) Hike in every one of the seventeen metro parks in my area.
I’m not assigning a number to the debt payoff because I do contract work and I’m not sure what my income will be from quarter to quarter. I do know that my current living situation makes it easier for me to throw money at the debt. I’m working to earn extra money to throw at it. And, I’ve already pulled some money out of savings to throw at it. I will continue to re-evaluate what I feel is “as much as possible,” but I’m not putting any more in savings and I’m not in a hurry to make a major purchase (until the debt is gone.)
The hikes are a fun, frugal way to spend time outdoors with friends. All the walking is good for my health, and I’ll get to know more of the region. Pretty simple stuff.
Whether they’re really resolutions or dreams or goals or intentions, they’re the things I’m focusing on in 2015.